TERMS AND CONDITIONS

NOTICE OF LEGAL TERMS OF ACCESS, DISCLAIMERS AND RESERVATION OF INTELLECTUAL PROPERTY RIGHTS

Conditions of Use or Access To This Site

The access to or use of this site or any of its pages is based on your agreement to and understanding of the terms and conditions below. If you do not agree, please do not use or browse the site or any of its pages.

General

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Hong Leong Financial Group or its subsidiaries or affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Hong Leong Financial Group to buy or sell any products, services, securities, futures, options, other financial instruments, provide any investment or financial advice or an invitation to enter into any legally binding contract or arrangement.

The products and services described in this site are available only to residents of Malaysia. Your eligibility for any particular products or services is subject to the final determination and acceptance by Hong Leong Financial Group.

Disclaimers

WHILE HONG LEONG FINANCIAL GROUP HAS TAKEN CARE TO ENSURE THAT THE INFORMATION ON THE SITE IS COMPLETE AND ACCURATE, THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS" BASIS AND NEITHER HONG LEONG FINANCIAL GROUP, ITS DIRECTORS, OFFICERS, EMPLOYEES NOR AGENTS EXPRESSLY OR IMPLIEDLY OR STATUTORY WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION PROVIDED HEREIN OR THAT THE INFORMATION OR ANY PART THEREOF IS SUITABLE FOR YOU, OR THE MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE EVEN IF YOU HAVE INFORMED US OF THE SAME. IF YOU SHOULD RELY ON OF THE INFORMATION ON THE SITE, YOUR DECISION TO DO SO IS BASED SOLELY ON YOUR OWN JUDGMENT. HONG LEONG FINANCIAL GROUP DOES NOT HOLD ITSELF NOR ANY OF ITS DIRECTORS, OFFICER, EMPLOYEES OR AGENTS OUT AS ADVISING YOU WITH RESPECT TO ANY INFORMATION ON THE SITE. HONG LEONG FINANCIAL GROUP, ITS DIRECTORS, OFFICER, EMPLOYEES OR AGENTS SHALL HAVE NO RESPONSIBILITY OR LIABILITY WHATSOEVER TO YOU WITH RESPECT TO THE INFORMATION ON THE SITE OR ON ANY ADVISE OR VIEWS THAT MAY BE GIVEN.

The terms and conditions on use and access and the information that appear on this site are subject to change from time to time and at any time without notice. Hong Leong Financial Group is under no obligation to update the information on this site to reflect changes in circumstances which information would then differ from previously published information.

Use of Links

Should you leave this site via a link contained here and view content that is not provided by Hong Leong Financial Group, you do so at your own risk. Hong Leong Financial Group does not represent nor warranty any electronic content delivered by any third party, including, without limitation, the accuracy, completeness, quality or timeliness of any electronic content or materials and is not responsible or liable for damages or losses caused by any delays, defects or omission that may exist in the services, information or other content provided in such sites, whether actual, alleged, consequential or punitive.

Copyright © 2001 Hong Leong Financial Group

Hong Leong Financial Group owns all rights in this site and all components thereof including without limitation, all text, information, materials, the structure, sequence and organisation of the pages and screens. No part of this site may be copied, reproduced, republished, uploaded, posted, transmitted, distributed in any form or manner or by any means, electrical, electronic, mechanical, photocopying, recording or otherwise or stored in any retrieval system of any nature without the prior written permission of Hong Leong Financial Group. Modification of this site or any part thereof or use of any of these materials for any purpose is a violation of copyright law and other proprietory rights. The use of any of these materials on any other website or networked computer enviroment is prohibited.

Copyright or Other Notices

If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

No Confidentiality

ANY INFORMATION SENT TO Hong Leong Financial Group THROUGH THE USE OF THIS SITE WILL BE DEEMED NOT TO BE CONFIDENTIAL AND BE DEEMED TO REMAIN THE PROPERTY OF Hong Leong Financial Group WHO SHALL BE FREE TO USE, COPY, PUBLISH, REPRODUCE, DISTRIBUTE AND/OR TRANSMIT ALL SUCH INFORMATION AT Hong Leong Financial Group'S ABSOLUTE DISCRETION FOR ANY PURPOSE, ANY IDEAS, CONCEPTS, KNOW-HOW OR TECHNIQUE CONTAINED.

Governing Law

This agreement is governed by and construed in accordance with the laws of Malaysia. User of this site or any of its pages are responsible for compliance with all local laws and regulations.

Year 2000 Readiness/Compliance Disclosure

All pages on this site relating to Hong Leong Financial Group's Year 2000 Risk Management Programme are Year 2000 Disclosures issued pursuant to the Practice Notes to the Listing Requirements of the Kuala Lumpur Stock Exchange and/or for general information. These pages contain general information about Hong Leong Financial Group's Year 2000 Risk Management Programme. The information is not specific and should not be relied upon. Nothing in these pages constitute advice about the Year 2000 issues and Hong Leong Financial Group assumes no responsibility for the information contained in these pages and disclaims all liability in respect of such information.